Ready For Business Credit? Hold On—Here’s What You Need To Know First
I had a conversation recently with a business owner who was frustrated because he couldn’t get approved for as much funding as he thought he deserved. His business was making money. He had customers. He had plans for growth. In his mind, the bank should have been eager to lend him whatever he needed. Then […]
Trump’s Credit Card Rate Cap Sounds Good but Experts Say It Could Make Things Worse
For millions of Americans, the credit card bill has become one of the most stressful pieces of mail of the month. Credit card balances across the country hit $1.23 trillion in the third quarter of 2025, a year-over-year increase of nearly 6 percent, according to the Federal Reserve Bank of New York. With grocery prices […]
Which Business Funding Strategy Is Right For You?
One of the biggest mistakes I see business owners make is waiting until they desperately need money before they start thinking about funding. By the time you’re scrambling to make payroll, replace a piece of equipment, buy inventory, or take advantage of a growth opportunity, your options are usually limited. Lenders know when a business […]
Trump’s Proposed Interest Rate Cap Will Devastate Hardworking Americans
Trump’s Proposed Interest Rate Cap Will Hurt The People It’s Supposed To Help Every election cycle seems to bring a new promise that sounds great at first glance but falls apart when you look at how the real world works. The latest example is the proposal to cap credit card interest rates at 10%. I […]
Business Credit Card Stacking: The Funding Tool More Entrepreneurs Should Know About
I’ve spent years helping business owners get access to capital. During that time, I’ve noticed something interesting. The businesses that grow the fastest are not always the ones with the best products. They’re not always the ones with the smartest founders either. Sometimes they’re simply the companies that had money available when an opportunity showed […]
Where to Spend and Where to Cut When The Economy Gets Soft
Every time the economy gets shaky, I watch the same thing happen. Business owners go into a kind of defensive crouch. They start cutting anything that looks like a cost, the marketing budget goes first, then the equipment upgrades, then the staff they were going to bring on. It feels responsible. It usually is not. […]
Before You Start a Business, Make Sure You Understand Cash Flow
I have known people who launched businesses with impressive business plans, strong sales forecasts, and plenty of enthusiasm. A few months later, some of those same people were wondering how they were going to cover payroll or pay suppliers. At first glance, that seems strange. If sales are coming in and customers are buying, why […]